Speak with a Mortgage Banker
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No matter what type of loan you need, we're with you every step of the way. -
The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it. -
Let us be the stepping stone to the home of your dreams. -
REFINANCING is easy with our professionals' help. -
We make Refinancing a breeze!
Refinance your Mortgagesave hundreds on your monthly payments
Advanced Lending Solutions
We are a full service mortgage broker specializing in hard-to-place residential home loans. Most of our clients come to us after being denied by local banks or after going through a stressful experience with a different lender. Our goal is to help as many people as possible realize the dream of homeownership.
Low Credit Score Programs
90% FHA, VA Financing down to 500 FICO scores
100% USDA Financing down to 580 FICO scores
96.5% FHA Financing down to 580 FICO scores
100% VA Financing down to 580 FICO scores
97% Conventional Financing down to 620 scores
NO Down Payment Programs
100% Financing for FHA borrowers down to 580 FICO scores
100% Financing for USDA borrowers down to 640 FICO scores
100% Financing for VA borrowers down to 580 FICO scores
Bank Statement Programs
Use business deposits for your income. Use 2 to 24 months of personal or business bank statements to qualify. No Tax Returns, paystubs, or W2’s needed. Withdrawals and balances aren’t considered, only deposits. Up to 90% financing!
No Doc Primary Residence Programs
No Tax Returns, W2's or paystubs needed. No employment verication. Only 25% down needed for purchases. Cash out refinances available up to 75% of appraised value after only 6 months of ownership.
No Doc Investment Property Programs
No Tax Returns, W2’s, or paystubs needed. No employment verification. Only 15% down needed for purchases. Cash out refinances available up to 80% of appraised value. Appraised value considered after only 3 months of ownership. Blanket loans covering 7 properties or doors also available!
Fix & Flip
No Tax Returns, W2’s, or paystubs needed. No employment verification. Lines of credit up to $5 million. Will finance up to 90% of purchaseprice and 100% of rehab costs. You can either fix and flip or fix and hold. Take your investment portfolio further with this exciting product!
*Based on a minimum loan amount of $75,000. Additional restrictions may apply. Please contact a loan officer for additinal details
Recent Articles
17
2024
Many potential homebuyers find themselves facing a common conundrum: should they wait for mortgage rates to drop, or take the plunge and buy now? While it may seem prudent to hold off on a purchase in hopes of securing a lower rate, there are several compelling reasons why waiting may not...
10
2024
When it comes to buying a home, it's often said that it's all about location, location, location. However, compromises are sometimes necessary in the quest for the perfect home. While it's natural to want everything on your wish list, being flexible can open up new possibilities and help...
03
2024
Homebuyers face a unique set of challenges in today’s real estate market, characterized by elevated mortgage rates and fluctuating conditions. While the temptation to time the market or solely focus on mortgage payments looms, falling into these traps can lead to costly...
27
2024
Is it a good time to buy a home? That's the question many prospective buyers are pondering. The decision to take the plunge into homeownership is a significant one, influenced by various factors ranging from personal finances to market trends. If you find yourself in this position,...