Speak with a Mortgage Banker
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No matter what type of loan you need, we're with you every step of the way. -
The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it. -
Let us be the stepping stone to the home of your dreams. -
REFINANCING is easy with our professionals' help. -
We make Refinancing a breeze!
Refinance your Mortgagesave hundreds on your monthly payments
Advanced Lending Solutions
We are a full service mortgage broker specializing in hard-to-place residential home loans. Most of our clients come to us after being denied by local banks or after going through a stressful experience with a different lender. Our goal is to help as many people as possible realize the dream of homeownership.
Low Credit Score Programs
90% FHA, VA Financing down to 500 FICO scores
100% USDA Financing down to 580 FICO scores
96.5% FHA Financing down to 580 FICO scores
100% VA Financing down to 580 FICO scores
97% Conventional Financing down to 620 scores
NO Down Payment Programs
100% Financing for FHA borrowers down to 580 FICO scores
100% Financing for USDA borrowers down to 640 FICO scores
100% Financing for VA borrowers down to 580 FICO scores
Bank Statement Programs
Use business deposits for your income. Use 2 to 24 months of personal or business bank statements to qualify. No Tax Returns, paystubs, or W2’s needed. Withdrawals and balances aren’t considered, only deposits. Up to 90% financing!
No Doc Primary Residence Programs
No Tax Returns, W2's or paystubs needed. No employment verication. Only 25% down needed for purchases. Cash out refinances available up to 75% of appraised value after only 6 months of ownership.
No Doc Investment Property Programs
No Tax Returns, W2’s, or paystubs needed. No employment verification. Only 15% down needed for purchases. Cash out refinances available up to 80% of appraised value. Appraised value considered after only 3 months of ownership. Blanket loans covering 7 properties or doors also available!
Fix & Flip
No Tax Returns, W2’s, or paystubs needed. No employment verification. Lines of credit up to $5 million. Will finance up to 90% of purchaseprice and 100% of rehab costs. You can either fix and flip or fix and hold. Take your investment portfolio further with this exciting product!
*Based on a minimum loan amount of $75,000. Additional restrictions may apply. Please contact a loan officer for additinal details
Recent Articles
22
2023
The idea that you should put 20% down on a home is one that has been the "gold standard" for years. After all, when you put 20% down, you avoid paying for private mortgage insurance, and you'll have a smaller loan amount with lower monthly payments. It's something that could save you a lot of...
15
2023
We're here to help you make an informed decision about handling debt during inflation and planning your dream home purchase. In this blog, we'll explore various approaches to debt management, budgeting effectively, home financing options, and the factors to consider while working...
08
2023
Getting ready to buy a home can be stressful and complicated. With so many details and decisions to make, it's no wonder why potential buyers often feel overwhelmed. This spring season, don’t let the high demand of the residential real estate market cause you stress or prevent you...
01
2023
Mortgage rates have steadily risen over the last few weeks, leading many potential homebuyers to pause their search. While it is understandable to be concerned about higher rates, this could actually be an opportunity to buy the home you’ve been searching for. Fewer buyers in the...