At Advanced Lending Solutions, we believe homeownership shouldn't be impossible just because your situation is unique. We specialize solving the puzzles that Big Banks run away from. Whether you’re a borrower looking for your dream home or a Realtor looking to help your clients while saving your commission when the Banks say no, We say YES!
FEATURED LOAN PROGRAMS
P&L Mortgage Loans for Self-Employed Borrowers
How to qualify for a mortgage using your Profit & Loss statements instead of tax returns for business owners and self-employed borrowers?
As low as 3.5% down, 580 starting credit score, No tax returns required. No 1099s or CPA/accountant signatures. Bank statements or self-prepared profit and loss to qualify.
Accelerated Ownership Program
Our lease purchase mortgage program is the superior alternative to restrictive rent-to-own or owner-financing. You pick any home on the market and move in as the actual owner with a locked-in price.
​
As low as 550 credit scores, recent bankruptcy (as little as 1 day), inconsistent income, less than 1 year self employed.
​​
No Doc Loan Program for Primary Residences
We don't require tax returns, bank statements, or even proof of employment—we qualify you based on your equity and credit.
Available for scores as low as 640 with up to 20% down, this program is the perfect solution for borrowers who want a streamlined closing without the traditional paperwork hurdles
​
Down Payment Assistance & Credit Solutions
Homeownership is now within reach with our 3.5% Down Payment Grant. This program features no income limits and no geographical restrictions, making it available to anyone regardless of where they buy or how much they earn.
With credit scores accepted down to 620 and the ability for the seller to pay up to 6% of your closing costs, this program can enable you to purchase your home with zero money out of pocket​