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  • 			    No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • 			    Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
  • 			    REFINANCING is easy with our professionals' help.
    REFINANCING is easy with our professionals' help.
  • 			    We make Refinancing a breeze!
    We make Refinancing a breeze!
Become a HomeownerGet pre-qualified for your new home.

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Refinance your Mortgagesave hundreds on your monthly payments

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available


Advanced Lending Solutions

We are a full service mortgage broker specializing in hard-to-place residential home loans. Most of our clients come to us after being denied by local banks or after going through a stressful experience with a different lender.


Low Credit Score Programs

75% Financing for Hard Money borrowers with a 500 FICO score
90% Financing for FHA borrowers with a 550 FICO score
96.5% Financing for FHA borrowers with a 580 FICO score
100% Financing for VA borrowers with a 580 FICO score


Low Down Payment Programs

100% Financing for FHA borrowers with a 640 FICO score
100% Financing for Conventional borrowers with a 640 FICO score
100% Financing for USDA borrowers with a 640 FICO score
100% Financing for VA borrowers with a 580 FICO score

Alt Doc Self Employed Programs

Use business deposits for your income.  Use 12 to 24 months of personal or business bank statements to qualify.  No Tax Returns, paystubs, or W2’s needed.  Withdrawals and balances aren’t considered only deposits. Up to 90% financing!


No Doc Rental Home Programs

No Tax Returns, W2’s, or paystubs needed. No employment verification.  Only 20% down needed for purchases. Cash out refinances available up to 80% of appraised value.  Appraised value considered after only 3 months of ownership.  Blanket loans covering 7 properties or doors also available!


Fix & Flip

No Tax Returns, W2’s, or paystubs needed. No employment verification. Lines of credit up to $5 million. Will finance 90% of purchase and rehab costs. You can either fix and flip or fix and hold.  Take your investment portfolio further with this exciting product!

 

*Based on a minimum loan amount of $75,000. Additional restrictions may apply. Please contact a loan officer for additinal details

Recent Articles

Feb
20
2020
Can I Defer a Mortgage Payment?
Deferring a mortgage payment means that you are postponing or skipping a mortgage payment until a later date. Those that are going through a temporary financial hardship look for ways to pause payments briefly while they get their finances in order.  The financial hardship could...
Feb
14
2020
The Surprising Tax Savings Of Being a Homeowner
Tax season isn’t always met with positivity. But when you’re a homeowner, you tend to view tax season differently. That’s because of the tax benefits of being a homeowner. With tax season soon upon us, we wanted to share some of the lesser-known tax benefits of owning a...
Feb
06
2020
Home Shoppers - This Is How To Choose Your Ideal Neighborhood
Choosing your neighborhood should be considered just as carefully as the home when you're in the market to purchase a house. Just like moving in with a roommate, communities have habits and personalities --some of which may not be the right fit for you and your family. For example, some...
Jan
29
2020
Can you back out of a home purchase offer after it's accepted?
Although we don't see this too often, backing out of a home purchase deal that is possible in some instances. However, it's not without consequences. This article gives you a general idea of what to expect should you cancel your home purchase agreement after it's accepted. However, it...