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Advanced Lending Solutions
We are a full service mortgage broker specializing in hard-to-place residential home loans. Most of our clients come to us after being denied by local banks or after going through a stressful experience with a different lender. Our goal is to help as many people as possible realize the dream of homeownership.
Low Credit Score Programs
90% FHA, VA Financing down to 500 FICO scores
100% USDA Financing down to 580 FICO scores
96.5% FHA Financing down to 580 FICO scores
100% VA Financing down to 580 FICO scores
97% Conventional Financing down to 620 scores
NO Down Payment Programs
100% Financing for FHA borrowers down to 580 FICO scores
100% Financing for USDA borrowers down to 640 FICO scores
100% Financing for VA borrowers down to 580 FICO scores
Bank Statement Programs
Use business deposits for your income. Use 2 to 24 months of personal or business bank statements to qualify. No Tax Returns, paystubs, or W2’s needed. Withdrawals and balances aren’t considered, only deposits. Up to 90% financing!
No Doc Primary Residence Programs
No Tax Returns, W2's or paystubs needed. No employment verication. Only 25% down needed for purchases. Cash out refinances available up to 75% of appraised value after only 6 months of ownership.
No Doc Investment Property Programs
No Tax Returns, W2’s, or paystubs needed. No employment verification. Only 15% down needed for purchases. Cash out refinances available up to 80% of appraised value. Appraised value considered after only 3 months of ownership. Blanket loans covering 7 properties or doors also available!
Fix & Flip
No Tax Returns, W2’s, or paystubs needed. No employment verification. Lines of credit up to $5 million. Will finance up to 90% of purchaseprice and 100% of rehab costs. You can either fix and flip or fix and hold. Take your investment portfolio further with this exciting product!
*Based on a minimum loan amount of $75,000. Additional restrictions may apply. Please contact a loan officer for additinal details