Speak with a Mortgage Banker
-
No matter what type of loan you need, we're with you every step of the way. -
The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it. -
Let us be the stepping stone to the home of your dreams. -
REFINANCING is easy with our professionals' help. -
We make Refinancing a breeze!
Refinance your Mortgagesave hundreds on your monthly payments
Advanced Lending Solutions
We are a full service mortgage broker specializing in hard-to-place residential home loans. Most of our clients come to us after being denied by local banks or after going through a stressful experience with a different lender. Our goal is to help as many people as possible realize the dream of homeownership.
Low Credit Score Programs
90% FHA, VA Financing down to 500 FICO scores
100% USDA Financing down to 580 FICO scores
96.5% FHA Financing down to 580 FICO scores
100% VA Financing down to 580 FICO scores
97% Conventional Financing down to 620 scores
NO Down Payment Programs
100% Financing for FHA borrowers down to 580 FICO scores
100% Financing for USDA borrowers down to 640 FICO scores
100% Financing for VA borrowers down to 580 FICO scores
Bank Statement Programs
Use business deposits for your income. Use 2 to 24 months of personal or business bank statements to qualify. No Tax Returns, paystubs, or W2’s needed. Withdrawals and balances aren’t considered, only deposits. Up to 90% financing!
No Doc Primary Residence Programs
No Tax Returns, W2's or paystubs needed. No employment verication. Only 25% down needed for purchases. Cash out refinances available up to 75% of appraised value after only 6 months of ownership.
No Doc Investment Property Programs
No Tax Returns, W2’s, or paystubs needed. No employment verification. Only 15% down needed for purchases. Cash out refinances available up to 80% of appraised value. Appraised value considered after only 3 months of ownership. Blanket loans covering 7 properties or doors also available!
Fix & Flip
No Tax Returns, W2’s, or paystubs needed. No employment verification. Lines of credit up to $5 million. Will finance up to 90% of purchaseprice and 100% of rehab costs. You can either fix and flip or fix and hold. Take your investment portfolio further with this exciting product!
*Based on a minimum loan amount of $75,000. Additional restrictions may apply. Please contact a loan officer for additinal details
Recent Articles
07
2023
So, you're on the hunt for your dream home, but your credit score is in need of a little TLC. Building your credit doesn't always require opening credit cards. Here are some nifty tricks to amp up your credit score without applying for new plastic. Rent Reporting: Who knew that paying your...
31
2023
As you explore the world of home buying and financing, you may have come across the term "mortgage points." If you're wondering what they are and how they work to lower your mortgage payment, this article is for you. So let's dive into the details. How Do Mortgage Points Work? Mortgage...
24
2023
Figuring out how much to spend on a house is like trying to find the perfect porridge temperature, except instead of three bowls, you have a sea of houses to choose from. But no need to fret! As your local mortgage professional, we can guide you through the quest for homeownership. So let's get...
17
2023
If you're in the market to buy a home this spring, you might be facing some challenges. With limited homes available and higher mortgage rates, it's crucial to have a clear understanding of your homebuying budget. Being determined and acting swiftly when making an offer is also key. One way...