Speak with a Mortgage Banker
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No matter what type of loan you need, we're with you every step of the way. -
The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it. -
Let us be the stepping stone to the home of your dreams. -
REFINANCING is easy with our professionals' help. -
We make Refinancing a breeze!
Refinance your Mortgagesave hundreds on your monthly payments
Advanced Lending Solutions
We are a full service mortgage broker specializing in hard-to-place residential home loans. Most of our clients come to us after being denied by local banks or after going through a stressful experience with a different lender. Our goal is to help as many people as possible realize the dream of homeownership.
Low Credit Score Programs
90% FHA, VA Financing down to 500 FICO scores
100% USDA Financing down to 580 FICO scores
96.5% FHA Financing down to 580 FICO scores
100% VA Financing down to 580 FICO scores
97% Conventional Financing down to 620 scores
NO Down Payment Programs
100% Financing for FHA borrowers down to 580 FICO scores
100% Financing for USDA borrowers down to 640 FICO scores
100% Financing for VA borrowers down to 580 FICO scores
Bank Statement Programs
Use business deposits for your income. Use 2 to 24 months of personal or business bank statements to qualify. No Tax Returns, paystubs, or W2’s needed. Withdrawals and balances aren’t considered, only deposits. Up to 90% financing!
No Doc Primary Residence Programs
No Tax Returns, W2's or paystubs needed. No employment verication. Only 25% down needed for purchases. Cash out refinances available up to 75% of appraised value after only 6 months of ownership.
No Doc Investment Property Programs
No Tax Returns, W2’s, or paystubs needed. No employment verification. Only 15% down needed for purchases. Cash out refinances available up to 80% of appraised value. Appraised value considered after only 3 months of ownership. Blanket loans covering 7 properties or doors also available!
Fix & Flip
No Tax Returns, W2’s, or paystubs needed. No employment verification. Lines of credit up to $5 million. Will finance up to 90% of purchaseprice and 100% of rehab costs. You can either fix and flip or fix and hold. Take your investment portfolio further with this exciting product!
*Based on a minimum loan amount of $75,000. Additional restrictions may apply. Please contact a loan officer for additinal details
Recent Articles
16
2024
Thinking about refinancing your mortgage? Many homeowners are weighing their options to lower their monthly payments, access cash from their home equity, or change their loan terms. But how do you know if refinancing makes sense for you right now? Here are some important factors to...
09
2024
When you own a home, seeing its value increase over time is the ultimate goal. But what exactly drives property values up? Whether you’re a first-time homeowner or have been in the game for a while, understanding the factors that make your home gain value can help you make smart...
02
2024
When inflation rises, it can feel like everything gets more expensive—especially housing. If you're thinking about buying a home right now, you might be wondering if it's a smart move. Let’s explore how inflation affects the housing market and why reaching out to your...
25
2024
As a homeowner, you may be wondering, "How much equity can I borrow from my home?" especially now that mortgage rates are starting to shift. In fact, applications to refinance a home loan surged by 20% last week compared to the previous week. This surge in demand for refinancing is a...