Speak with a Mortgage Banker     (800) 652-4063
  • No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
  • REFINANCING is easy with our professionals' help.
    REFINANCING is easy with our professionals' help.
  • We make Refinancing a breeze!
    We make Refinancing a breeze!
Become a HomeownerGet pre-qualified for your new home.

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Refinance your Mortgagesave hundreds on your monthly payments

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available


Advanced Lending Solutions

We are a full service mortgage broker specializing in hard-to-place residential home loans. Most of our clients come to us after being denied by local banks or after going through a stressful experience with a different lender.


Low Credit Score Programs

75% Financing for Hard Money borrowers with a 500 FICO score
90% Financing for FHA borrowers with a 550 FICO score
96.5% Financing for FHA borrowers with a 580 FICO score
100% Financing for VA borrowers with a 580 FICO score


Low Down Payment Programs

100% Financing for FHA borrowers with a 640 FICO score
100% Financing for Conventional borrowers with a 640 FICO score
100% Financing for USDA borrowers with a 640 FICO score
100% Financing for VA borrowers with a 580 FICO score

Alt Doc Self Employed Programs

Use business deposits for your income.  Use 12 to 24 months of personal or business bank statements to qualify.  No Tax Returns, paystubs, or W2’s needed.  Withdrawals and balances aren’t considered only deposits. Up to 90% financing!


No Doc Rental Home Programs

No Tax Returns, W2’s, or paystubs needed. No employment verification.  Only 20% down needed for purchases. Cash out refinances available up to 80% of appraised value.  Appraised value considered after only 3 months of ownership.  Blanket loans covering 7 properties or doors also available!


Fix & Flip

No Tax Returns, W2’s, or paystubs needed. No employment verification. Lines of credit up to $5 million. Will finance 90% of purchase and rehab costs. You can either fix and flip or fix and hold.  Take your investment portfolio further with this exciting product!

 

*Based on a minimum loan amount of $75,000. Additional restrictions may apply. Please contact a loan officer for additinal details

Recent Articles

Feb
25
2021
First-Time Home Buyers Must Avoid These Mistakes
There are many common mistakes first-time home buyers make. Some are minor, while others can end up being costly. Fortunately, several of these mistakes are avoidable. Please read and share this article with other first-time home buyers to help them spot these common errors before...
Feb
18
2021
"How Long Does It Take To Purchase a Home?"
Everyone has a different path to homeownership. Items like the type of loan you get and deciding on a real estate agent affect your timeline. But generally speaking, it takes about 30 – 60 days from start to finish to buy a home. Let's take a closer look at the homebuying timeline so that...
Feb
10
2021
"Is a Home Equity Loan Right For Me"
One of the most valuable benefits of owning a home is building equity. Whenever you need a considerable amount of cash, you can get it by borrowing against your equity with a home equity loan. How you use the funds is up to you. Some choose to remodel the kitchen. Others need it to pay off...
Feb
04
2021
What Do Fannie Mae And Freddie Mac Actually Do?
Fannie Mae and Freddie Mac are government-backed mortgage companies (or government-sponsored enterprise), and their job is to give the mortgage market stability and affordability. But how exactly do they do that, and why does it matter to you as a homebuyer?  In this article,...