Speak with a Mortgage Banker     (800) 652-4063
  • 			    No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • 			    Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
  • 			    REFINANCING is easy with our professionals' help.
    REFINANCING is easy with our professionals' help.
  • 			    We make Refinancing a breeze!
    We make Refinancing a breeze!
Become a HomeownerGet pre-qualified for your new home.

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Refinance your Mortgagesave hundreds on your monthly payments

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available


Advanced Lending Solutions

We are a full service mortgage broker specializing in hard-to-place residential home loans. Most of our clients come to us after being denied by local banks or after going through a stressful experience with a different lender.


Low Credit Score Programs

75% Financing for Hard Money borrowers with a 500 FICO score
90% Financing for FHA borrowers with a 550 FICO score
96.5% Financing for FHA borrowers with a 580 FICO score
100% Financing for VA borrowers with a 580 FICO score


Low Down Payment Programs

100% Financing for FHA borrowers with a 640 FICO score
100% Financing for Conventional borrowers with a 640 FICO score
100% Financing for USDA borrowers with a 640 FICO score
100% Financing for VA borrowers with a 580 FICO score

Alt Doc Self Employed Programs

Use business deposits for your income.  Use 12 to 24 months of personal or business bank statements to qualify.  No Tax Returns, paystubs, or W2’s needed.  Withdrawals and balances aren’t considered only deposits. Up to 90% financing!


No Doc Rental Home Programs

No Tax Returns, W2’s, or paystubs needed. No employment verification.  Only 20% down needed for purchases. Cash out refinances available up to 80% of appraised value.  Appraised value considered after only 3 months of ownership.  Blanket loans covering 7 properties or doors also available!


Fix & Flip

No Tax Returns, W2’s, or paystubs needed. No employment verification. Lines of credit up to $5 million. Will finance 90% of purchase and rehab costs. You can either fix and flip or fix and hold.  Take your investment portfolio further with this exciting product!

 

*Based on a minimum loan amount of $75,000. Additional restrictions may apply. Please contact a loan officer for additinal details

Recent Articles

Feb
20
2019
The Fastest Ways to Fund Your Home Renovation
Whether you're renovating for style or repair, making changes to your home is exciting --and daunting! Planning what to upgrade, where to purchase the supplies, who to trust to do the work are just some of the daunting tasks involved. But there's one other detail that needs to be figured...
Feb
13
2019
Read This Before You "Rocket" Your Mortgage
Digital convenience is essential in today's world --even when applying for a mortgage. Submitting your home loan application and all the necessary documents with just a few clicks is not only easy, but it also makes the approval process faster and available to you where ever you are. And...
Feb
06
2019
The Difference Between a Co-Borrower and a Co-Signer on a Mortgage
Buying a home often means buying it alongside another person. It may be a spouse, a parent, with your adult child, a family member, or another significant other. If you plan on purchasing a home and plan on including another party, it's important to know what to look for in a "purchasing...
Jan
30
2019
Using A Second Mortgage Like Your Secret Stash
A second mortgage is a home equity loan or a home equity line of credit, and just like your original mortgage, a second mortgage is secured by your home. Although it may seem counter-intuitive to take out "another loan" on your home, a second mortgage is a way for you to tap into your resources...