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In a tough market, affordability is king. Learn how 40-year terms and low down payments are changing the game for Florida realtors. Lowering the barrier: 3.5% Down ITIN Loans for Florida Buyers The Florida real estate market of 2026 is officially "firming up." Sales are rising for the first time in years, and interest rates have stabilized in the low 6% range. But for many, the "Florida Dream" still feels locked behind a high wall of affordability. While inventory is growin

For years, the idea of needing a hefty 20% down payment has been a major roadblock for aspiring homeowners, especially first-time buyers. It's a myth that has kept countless people from taking the leap into homeownership, leading to frustration and missed opportunities to build equity. But here's the exciting news: that 20% down payment rule is largely a myth, especially in Houston in 2026! If you've been dreaming of owning a home in Houston but feel like that big down paymen

Thinking about buying a home in Houston this year? If you’ve been watching the headlines, you know the market is shifting. We aren't in the chaotic "bidding war for everything" era of a few years ago, but we also aren't seeing the sky-high rates of late 2023. Welcome to the 2026 "Return to Fundamentals" market. Inventory in Houston has ticked up (we're seeing about 4.0–4.5 months of supply now), which means you finally have options . But the best homes—the ones zoned to great

After a more balanced and cautious 2025, we’re now seeing stronger sales activity, increased inventory, and stable home prices across many Houston-area communities. Even better? Mortgage rates are showing signs of relief.