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Buying a House

The Home of the YES for Michigan Florida & Texas Borrowers.

At Advanced Lending Solutions, we believe homeownership shouldn't be impossible just because your situation is unique. We specialize solving the puzzles that Big Banks run away from. Whether you’re a borrower looking for your dream home or a Realtor looking to help your clients while saving your commission when the Banks say no, We say YES!

FEATURED LOAN PROGRAMS

New Home
Business Owners: Qualify with a Simple P&L

The Solution for Self-Employed Borrowers or 1099 employees with income issues

Qualify using only a Self-Prepared P&L

No Tax Returns, Bank Statements, or Accountant signatures required

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Buy a home with as little as 3.5% down, credit scores as low as 580

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ITIN Program

 

Own a home with as little as 3.5% down not 20–25%

We offer up to 96.5% financing for non-SSN borrowers

 

 

DACA recipients, & non-permanent residents, 40-year loan terms, and flexible income options.

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Gig workers and self-employed borrowers welcome.

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Cozy Country House
Accelerated Ownership Program

Our program is the superior alternative to restrictive rent-to-own or owner-financing. You pick any home on the market and move in as the actual owner with a locked-in price.

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As low as 550 credit scores, recent bankruptcy (as little as 1 day), inconsistent income OK, less than 1 year self employed OK

Let’s eliminate the owner financing program. 

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No Doc Loan Program for Primary Residences

We don't require tax returns, bank statements, or even proof of employment—we qualify you based on your equity and credit.

 

Available for scores as low as 640 with up to 20% down, this program is the perfect solution for borrowers who want a streamlined closing without the traditional paperwork hurdles

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Family House Viewing
Down Payment Assistance & Credit Solutions

Homeownership is now within reach with our 3.5% Down Payment Grant. This program features no income limits and no geographical restrictions, making it available to anyone regardless of where they buy or how much they earn.

With credit scores accepted down to 620 and the ability for the seller to pay up to 6% of your closing costs, this program can enable you to purchase your home with zero money out of pocket​

Image by Josh Olalde
Construction loans for Primary and Investor

 

 

VA and Conventional programs available

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Down to 580 credit for VA construction

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100% Loan to Cost available!

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1-4 Unit construction available for all of our programs

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