Being self-employed shouldn’t stop you from owning a home. Traditional loans rely heavily on tax returns but if you write off expenses (as most business owners do), qualifying can be difficult.

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That’s where this program helps.

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With our Self-Prepared P&L and Bank Statement Loan Programs, you can qualify based on your actual cash flow, not just what shows on your tax returns.

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Key Benefits

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✅ As low as 3.5% down

✅ Credit scores starting at 580

✅ No tax returns required

✅ No 1099s or CPA/accountant signatures

✅ Ideal for self-employed, freelancers, contractors, and business owners

✅ Use bank statements or self-prepared P&L to qualify

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If your business is profitable but your tax deductions make traditional financing difficult, this program may be the solution you’ve been looking for.

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Is This Program Right for You?

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This loan is a great fit if:

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• You’re self-employed or own a business

• You write off expenses and show low taxable income

• You want flexible qualification options

• You’re ready to buy or refinance but keep getting declined elsewhere

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Get Started Today

📩 Interested in seeing if you qualify?

Fill out the form and let’s review your situation. No obligation just real answers based on your numbers.

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👉 Complete the form to explore your options