Elite Wholesale Pricing for the Accomplished Borrower.
You’ve spent years building your credit and your financial profile. Why pay a "Retail" markup at a big bank?
The Elite Wholesale Rate Desk at Advanced Lending Solutions is a specialized department dedicated to our 620+ credit score.
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We provide direct access to institutional wholesale rates that traditional bank loan officers simply cannot offer. Whether you are acquiring a new asset or optimizing your current equity, we provide the precision of a broker who has closed over 3,000 loans since 2004.
Our Elite Advantage Applies To:
Luxury Purchases: Secure wholesale pricing on high-value homes and Jumbo portfolios.
Rate & Term Refinance: Lower your monthly carry cost by moving from a retail bank rate to a wholesale market rate.
Cash-Out Refinance: Unlock your home's equity for investments or debt consolidation at the lowest cost of capital available.
Secondary & Investment Properties: Sophisticated lending for vacation homes and high-performing assets.
Why the Elite Choose the "Rate Desk" Over a Big Bank:
Feature
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Interest Rates
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Loan Choice
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Expertise
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Speed
Traditional Retail Banks
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"Retail" (Includes corporate overhead)
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Limited to that bank’s specific products
Elite Wholesale Rate Desk
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Wholesale (Direct institutional pricing)
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Unlimited access to the entire wholesale market
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Often assigned to a "Generalist" LO
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45-620+ Day average closings
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Priority Processing for high-credit files
Most borrowers don't realize that banks often sell the same loan products we do they just add a 'Retail' markup to cover their massive advertising and brick-and-mortar costs.
At Advanced Lending Solutions, we cut out that middleman and pass the savings directly to you in the form of a lower rate.